Big-league payments.
Small-town service.

Modern POS, fair and transparent pricing, and real people you can call — or even text. Powering businesses in nearly every state since 2006.

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PayZoom hardware

Smooth checkout, every time

Choose from a range of sleek options for however you do business — all equally easy to use.

PAYS POS
Countertop

PAYS POS

All-in-one dual-screen POS with built-in receipt printer and cash drawer.

Dejavoo P18
Tablet POS

Dejavoo P18

A swiveling tablet POS that flips from you to your customer in one smooth motion.

Dejavoo P8
Handheld

Dejavoo P8

A pocket-sized smart terminal with built-in dual pricing for cash and card.

Dejavoo Q Mobile
Mobile

Dejavoo Q Mobile

Insert, swipe, or tap — accept every major card plus contactless and EBT.

Valor Mini
Compact

Valor Mini

A compact countertop terminal that fits the tightest of spaces.

Valor V-100
Countertop

Valor V-100

A classic countertop terminal with receipt printer, PIN pad, and customer feedback.

See all hardware & solutions
The PayZoom difference

Big-bank technology, small-town service

We pair modern hardware and software with white-glove support that's never outsourced overseas. When you need us, a real person answers.

Text a real human

Message our office and get a reply from an actual person — not a bot — plus a personal call back if you need it. We call it white-glove service.

Fair & transparent

Yes, we make a profit — fairly. Our margins are transparent, and we don't raise your rates like the big-box processors. No early termination fees, ever.

Compliant by default

We keep you compliant with Visa and Mastercard rules and never charge non-compliance fees. We help you get compliant — we see it as our job.

0.05% + $0.22 / transaction

Payment processing for as low as 0.05% + $0.22 per transaction — with transparent margins and rates we don't quietly raise. No gimmicks: zippo, nada, none, never.

  • No surprises
  • No early termination fees
  • No non-compliance fees
  • No worries
Know your options

3 ways non-government merchants can process payments

How you handle fees matters — and getting it wrong can mean real fines. Here's the honest breakdown, and how PayZoom keeps you compliant.

Option 01

Traditional

The classic model: the merchant pays all processing fees. Simple, predictable, and the right fit for many businesses that don't want to pass costs to customers.

  • No customer-facing fees
  • Easiest to set up
Option 03

Cash Discount

Offering a discount for cash is your prerogative — but to be compliant, your displayed prices must be the card prices, and you must show two prices on all items, not just at the register.

  • Dual pricing shown everywhere
  • Never a fee added to debit cards

Already using surcharging or cash discount?

Visa and Mastercard are using AI to find non-compliant merchants — and the merchant pays the fine, not the processor. If your current solution isn't compliant, your business is at risk. We can help.

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Built for every industry

Keep your business growing

Built on the industry's most trusted payment partners
Dejavoo Authorize.net eProcessing CyberSource Givex Factor4 Lightspeed Verifone Paya OrderCounter TeleCheck Cygnus Evolv
Our ministry partners

Honest business, used for good

PayZoom cares about honest, real, personal service — and about giving back. We're grateful to support these organizations.

See all our partners
Download brochures

Take the details with you

Ready when you are

Let's lower your rate and raise the bar

No gimmicks, no pressure — just a free statement analysis and a straight answer from a real person.